• budgeting for beginners
    Tips and Tricks

    Budgeting For Beginners

    Hi loves❤️ Welcome back to my budgeting series. In this post, I want to share the budgeting method that helped me pay off $5,000+ in credit card debt. I don’t want to mislead you all – so I will say this loud and clear. It took a lot of effort, research, and documentation to prepare for this budget. I had to look deep into our debt, our current bills & monetary responsibilities, & our income. The Simple Method The budgeting method I used combined a few different techniques together. I liked the concept of the debt snowball & the Dave Ramsey principles – but neither of those strategies fit my…

  • Journey with Budgeting
    My Life

    My Journey with Budgeting

    Hi loves❤️ Throughout my teen years and early adulthood – I always heard negative comments & vibes about budgeting and finances. I looked at finances as a scary monster in the corner that no one should look at. I thought, I’m paying my bills on time AND I still have money leftover. I must be doing fine. Boy was I wrong. I have always known about credit cards – and opened my first one when I was starting at Purdue. I opened my first credit card to build my credit. It was all sunshine and rainbows until about my junior year of college. Jordan and I had just got our…