• budgeting for beginners
    Tips and Tricks

    Budgeting For Beginners

    Hi loves❤️ Welcome back to my budgeting series. In this post, I want to share the budgeting method that helped me pay off $5,000+ in credit card debt. I don’t want to mislead you all – so I will say this loud and clear. It took a lot of effort, research, and documentation to prepare for this budget. I had to look deep into our debt, our current bills & monetary responsibilities, & our income. The Simple Method The budgeting method I used combined a few different techniques together. I liked the concept of the debt snowball & the Dave Ramsey principles – but neither of those strategies fit my…